Planning for the Future Articles | Retirement Resource Guide

Don’t Fall for Cheap Estate Planning

Don’t Fall for Cheap Estate Planning

Don’t fall for a cheap estate planning process and don’t do your own planning. If you do, you may end up making serious errors. You should not sacrifice great planning for a supposed money-saving deal which likely won’t work and will cost you or your heirs thousands. [...]

Mary Ann2021-06-08T19:06:03-04:00June 8th, 2021|Elder Law, Estate Planning|

Long Term Care Extended Planning “Celebrate Your Freedom”

Long Term Care Extended Planning “Celebrate Your Freedom”

We’ve always been told by our elders, not to take life for granted. Respect and enjoy the freedoms given to us. If we plan for our tomorrows, that often involves insurance that help us manage events that could otherwise have catastrophic financial consequences. [...]

Mary Ann2022-08-17T15:54:31-04:00June 8th, 2021|David Haynes, Insurance|

Is Your Estate Plan Useless?

Is Your Estate Plan Useless?

Want to know what’s useless? An estate plan that doesn’t work. Useless estate plans become a problem after it’s too late. The person who left the mess dies or loses capacity, and they never know the anguish and problems they caused. But their family has to pick up the pieces. [...]

Mary Ann2021-03-16T19:05:47-04:00March 16th, 2021|Elder Law, Estate Planning|

How to Set Financial Goals You Can Keep

How to Set Financial Goals You Can Keep

The start of a new year gives many people motivation to take a fresh look at their finances and focus on their goals for the future - but, as the year progresses, this enthusiasm can fall to the wayside. If you’re someone who falls into this trap, there are steps you can take to stay motivated and set attainable goes for 2021 and beyond. [...]

Mary Ann2021-06-18T15:29:03-04:00March 16th, 2021|Financial Planning & Money Management|

Remembering Marion and “The Masters”

Remembering Marion and “The Masters”

Dave Loggin’s theme song, “Augusta” has graced “The Masters” Golf Tournament television special over the years with its easy piano & guitar duet melody. Whether you are a golfer or not, this reverent, reflective tune reminds me of spring, perhaps closing a chapter on winter issues that dissolve in the beauty of a new season. [...]

Mary Ann2022-08-17T15:55:16-04:00March 16th, 2021|David Haynes, Insurance|

“One Shoe Does Not Fit Everyone’s Foot”

“One Shoe Does Not Fit Everyone’s Foot”

When considering Medicare options, should you consult with a Seniors’ Health Insurance Information Program (SHIIP) volunteer or a licensed Medicare and health insurance broker? In central North Carolina, there are 74 different prescription drug and Medicare Advantage options and 64 Medigap plans to choose from. Picking the right plan is critical. [...]

Mary Ann2021-03-16T16:37:38-04:00March 16th, 2021|Insurance|

Ways to Protect Your Identity

Ways to Protect Your Identity

As Americans have increasingly turned to digital devices and online shopping as a result of the pandemic, there has been an unfortunate rise in identity theft and fraud as scammers attempt to exploit the situation. Alarmingly, 10% of US adults report being a victim of identity theft since the onset of the COVID-19. [...]

Mary Ann2021-06-18T15:31:16-04:00January 22nd, 2021|Financial Planning & Money Management|

Better To Learn From “Others’ Mistakes”

Better To Learn From “Others’ Mistakes”

When it comes to estate planning, avoid making mistakes others have made. With wise advice you won’t have to learn from your own mistakes or force your family to regret your mistakes for years to come. Get your estate planning advice from an experienced lawyer who specializes in senior estate planning. [...]

Mary Ann2021-01-22T14:18:19-05:00January 22nd, 2021|Elder Law, Estate Planning|

“Changes”

“Changes”

Long term care insurance provides dollars to pay for needed care in the home or facility settings in the event of an extended illness or accident. It is assistance provided to loved ones because of their inability to perform the normal activities of daily living due to an illness, injury, or progressive cognitive impairment [...]

Mary Ann2022-08-17T15:55:28-04:00January 22nd, 2021|David Haynes, Insurance|

Insulin Savings with Medicare

Insulin Savings with Medicare

In January, The Centers for Medicare & Medicaid Services (CMS) implemented its Part D Senior Savings Model (Model) to make insulin more affordable. Medicare eligible individuals have access to many types of insulin and should pay no more than a $35 copay for a 30-day supply! [...]

Mary Ann2021-01-20T17:10:40-05:00January 20th, 2021|Insurance|