Retirement & Estate Planning
Dennis Toman and his team at The Elderlaw Firm focus on helping Pre-retirees, Seniors, and their families plan and protect their future. With your “ducks in a row” you can be ready for the second half of life.
Guiding, caring and protecting reflect family values that Dennis has lived from early childhood. Born on the plains of North Dakota, he was the oldest grandchild on one side of the family, and one of the youngest on the other. With all four grandparents, plenty of uncles and aunts, plus lots of cousins of all ages and two younger siblings, Dennis understood the love and laughter and closeness that family means. With all of his grandparents farmers, Dennis learned quickly what hard work, being frugal and planning ahead for hard times meant.
As an Elder Care and Estate Planning attorney today, Dennis continues those values, and seeks to serve clients who need trusted guidance through uncertain times.Dennis founded The Elderlaw Firm with a mission of planning and protecting for local families, to be better prepared for elder care and other legal issues for the second half of life.
Dennis has been blessed by his wonderful wife Lynne, and two sons. Dennis and Lynne met in 7th grade, but didn’t date until after high school. That’s because while Dennis has always been smart, he hasn’t always been very observant! Fortunately he came around and they married before moving to North Carolina for law school. Dennis and Lynne have two sons now grown and away from home (and married). Now their family includes their latest dogs:Bella and Bentley, who are therapy dogs and often help greet clients at the law firm.
- Wills & Living Trusts
- Avoid Probate
- Protect Your Child’s Inheritance
- IRA Beneficiaries
- Alzheimer’s Planning
- Caregiver Spouse
- Preserve Assets
- Medicaid & VA Benefits
EXECUTORS & TRUSTEES
- Trustworthy Guidance
- Save Time
- Avoid Pitfalls
Truly, we’re living in historic times. History long will remember when the businesses closed, the roads cleared, health care workers became heroes and parents gained new appreciation for teachers. We will all remember this time when grandparents could not hug their grandchildren, and the rising toll of COVID-19. [...]
Maybe someone you love is not in good health. Perhaps that’s your spouse, or your parent, or another loved one. If they will need nursing home care, beware of the dangers of filing a Medicaid application yourself without any idea of how the Medicaid rules work. I’ve written before about how Medicaid’s hidden pitfalls [...]
In 2020, millions of people will receive the shattering news of an Alzheimer’s or dementia diagnosis. Every week I share critical information and guide people through the aging process, and Alzheimer’s disease is something that comes up frequently for families. While this is never something you want to experience, [...]
The loss of a loved one is never something pleasant to think about, but, unfortunately, as we head into our retirement years, we are often faced with the passing of our family and friends. And, chances are that you may be asked to assist in closing out the estate for [...]
When it comes to leaving an inheritance to loved ones, many boomers and seniors automatically think of leaving cash, real estate, business interests, and life insurance proceeds to family. But for those who find themselves devastated after the loss of a loved one, often intangible assets carry the most value [...]
Death or incapacity can creep up on anyone. If you’re not prepared, your family could bear a heavier burden when handling your estate and financial affairs. Here are five tips to help everyone lighten the load. Make an estate plan. One of the most important things you can do to [...]
Veterans Pension, also called Aid and Attendance, is an often-overlooked benefit for veterans. Its purpose is to provide a minimal standard of living for those who served our country during a wartime period. The veteran didn’t need to go overseas or be in combat; he or she only needs [...]
Time to review your estate plan - Under the new tax law, very few estates will pay federal estate tax. But that doesn’t mean you should cross estate planning off your to-do list. Even though you probably won’t need to worry about estate taxes, you still need to understand [...]