Planning for the Future

To help seniors and families understand and manage the financial and legal challenges that may lie ahead, you should consult with experts who specialize in working with those who are retired or facing retirement.

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How NC (surprisingly) Became a Leader in ACA Enrollment

Originally published in the Raleigh News & Observer While North Carolina has refused to expand Medicaid under the Affordable Care Act and many politicians continue to complain about the federal health exchange, the roll-out of Obamacare in N.C. tells a far more positive story. North Carolina is enrolling uninsured people at a rate at least twice that of any other [...]

2019-01-03T15:39:38-05:00February 6th, 2014|Insurance, News & Information|
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Reverse Mortgages — Used for “Needs” or “Wants”

One of the great challenges I face working with reverse mortgages is educating the public how reverse mortgages work and how they may help them. While doing so, I find most seniors are skeptical, and often have misconceptions based on what they’ve heard, read or seen on TV. In the past year, I had the pleasure of helping many clients, [...]

2014-01-02T23:39:39-05:00January 2nd, 2014|Reverse Mortgage|
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NC Medicaid Not “Broken”

From Adam Searing, Progressive Pulse blog, NC Department of Justice NC Medicaid “broken” was the first statement from State Auditor Beth Wood in a front-page, prominently-headlined News and Observer article after a Medicaid audit was presented at a joint news conference held by Wood and Governor Pat McCrory: “Administrative spending is 38 percent higher compared to the average of nine [...]

2014-01-02T23:24:21-05:00January 2nd, 2014|Insurance|
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Publications for Investors

The NC Securities Division has posted two updated resources on its website to help investors better understand the responsibilities and differences between various investment professionals. The first is an investor bulletin entitled “Making Sense of Financial Professional Titles” which explains the requirements for obtaining various professional titles. The second publication, “Cutting through the Confusion,” explains the differences between brokers, investment [...]

2014-01-02T23:19:41-05:00January 2nd, 2014|Financial Planning & Money Management|
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Frauds in the Triangle Reported

Two frauds in the Raleigh-Durham area were among those reported in the Secretary of State’s quarterly newsletter recently. Walter Ray Reinhardt of Durham was served with 62 felony arrest warrants for securities violations in 2010 for allegedly defrauding 16 victims in Durham County out of more than $1 million. He is currently in the Durham County Jail under a $4 [...]

2014-01-02T23:11:40-05:00January 2nd, 2014|Financial Planning & Money Management|
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Ultimate Guide to Bulk Buying

The bulk purchase of an item can save a lot of money but it can cost you a bundle if you don’t establish a handful of sensible principles. If you stick to the following steps, you can save significant money with a bulk purchase. 1. Price-per-unit is king. Calculate cost per unit which requires you to figure out how many [...]

2013-12-31T22:54:44-05:00December 31st, 2013|Financial Planning & Money Management|
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Travel Scams Abound

Beware of phone calls or mailings promising you a free trip or a huge discount if you call a 900 number. Many times you will be told you must pay a fee to join a travel club or to access the deal, finding it’s not free at all. To determine if a telemarketing deal is legitimate, the National Fraud Information [...]

2013-12-14T00:51:30-05:00December 14th, 2013|Financial Planning & Money Management|
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Do You Need a Trust?

Linda P. Erickson Linda P. Erickson, CFP®, is the president of Erickson Advisors and a registered principal offering securities through Cetera Advisor Networks, LLC, 336-274-9403 [email protected]. Have you attended a seminar recently where you were told that you need a trust? Does your neighbor (brother, co-worker) seem shocked that you don’t have a trust? We should remember that the advice [...]

2019-01-19T14:08:22-05:00December 13th, 2013|Estate Planning|
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Gift Those Gains

Linda P. Erickson Linda P. Erickson, CFP®, is the president of Erickson Advisors and a registered principal offering securities through Cetera Advisor Networks, LLC, 336-274-9403 [email protected]. At the end of the year, I urge clients to think about how to lower their taxes for this year and next. Changes in the tax law this year have increased the capital [...]

2019-01-19T14:00:57-05:00December 13th, 2013|Financial Planning & Money Management|
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Shopping for Affordable Care

Doug Dickerson is State Director of AARP North Carolina. He joined AARP after a decorated 21-year career in the military and holds an MBA from Duke University and a Masters Degree in international affairs from Boston University. Attention shoppers: If you are in the market for an affordable health insurance plan because you are uninsured or had to buy your [...]

2019-01-02T18:10:28-05:00October 9th, 2013|Insurance, Resources|
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