1. Watch for hidden fees. Some may require an activation fee or you may be charged a monthly inactivity fee. 2. Keep receipts. These come in handy of you lose a card or if it doesn’t work when you try to use it. 3. Check the expiration date. New laws may affect gift cards so they no longer expire but [...]
Dr. Gutterman serves as the Clinical Director for LeBauer Behavioral Medicine. He is a Licensed Psychologist and provides clinical services at our Walter Reed location in Greensboro. Dr. Gutterman has more than 30 years’ experience in treating adolescents, adults, couples and families. He treats a myriad of issues, including depression, anxiety, stress, health, and relationship issues. He can be reached [...]
Linda P. Erickson Linda P. Erickson, CFP®, is the president of Erickson Advisors and a registered principal offering securities through Cetera Advisor Networks, LLC, 336-274-9403 [email protected]. There is an old story that moves around town about the ex-wife and her travels. It seems that when Mr. Right decided she was Mrs. Not-So-Right, he divorced her and married a younger, [...]
By Jean C. Setzfands, vice president of the Financial Security team in the Education and Outreach group at AARP Joyce H., a 59-year-old unemployed grandmother raising four grandkids, could barely believe her luck. A London barrister had emailed her, claiming to have finally located her, because he was administering the will of someone who was distantly related to her. After [...]
Linda P. Erickson Linda P. Erickson, CFP®, is the president of Erickson Advisors and a registered principal offering securities through Cetera Advisor Networks, LLC, 336-274-9403 [email protected]. When someone asks if you have any risk to your retirement savings, how do you answer? Many will say, “I don’t have any risk. I have everything in an investment or savings account [...]
Nicholas J. Pino is an Investment Advisor with Capitol Financial Solutions in Raleigh. What’s the best way to give to a charity? It depends on what you’d like to achieve. Are you giving because you think it’s the right thing to do, because you want to create a legacy or because you’re following a family tradition? Are you looking to [...]
When it comes to retirement planning, never before have so many things been so much in flux: the job market, the stock market, and the entire world economy. It is anybody’s guess at how Social Security and Medicare might change. According to Consumer Reports Money Adviser, this is one of those situations in life where there are things we can [...]
Linda P. Erickson Linda P. Erickson, CFP®, is the president of Erickson Advisors and a registered principal offering securities through Cetera Advisor Networks, LLC, 336-274-9403 [email protected]. In every Presidential election year I get calls from investors worried about a potential negative impact to their portfolios due to the impending election. Please note: both sides express concerns, just in different [...]
The NC Department of the Secretary of State Securities Division regulates the offer and sale of investments in the state of North Carolina. Major responsibilities include: • Administering and enforcing the NC Securities Act • Screening and registering securities offerings • Screening and licensing brokerage firms and their representatives • Registering investment advisers and their representatives • Reviewing investor complaints [...]
Linda P. Erickson Linda P. Erickson, CFP®, is the president of Erickson Advisors and a registered principal offering securities through Cetera Advisor Networks, LLC, 336-274-9403 [email protected]. You have a nice nest egg, and you think you’re set. Well, maybe. The withdrawal rate you can sustain from your portfolio may be lower than you think, particularly if you’ve gotten more [...]
