Planning for the Future

To help seniors and families understand and manage the financial and legal challenges that may lie ahead, you should consult with experts who specialize in working with those who are retired or facing retirement.

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Staying One Step Ahead of Scammers

Financial fraud is one of the fastest-growing threats facing senior citizens today - and it’s happening every day across North Carolina. The good news? Knowledge really is power. By understanding how scams work and knowing where to turn for help, seniors can protect not only their hard-earned savings, but also their health and peace of mind. [...]

2026-02-23T17:30:22-05:00February 23rd, 2026|Financial Planning & Money Management|

Your Family Needs You to Consider Long Term Care Planning

Long-term care is a subject that is top of mind for many people in America today. While it may be something you are considering for yourself, another reason to consider it could be right in front of you and very simple:  your family. History has shown us that parents who do not plan adequately for their long term care needs can ultimately end up sacrificing their income, assets, and financial promises that they have made. [...]

Do You Know All You Need To Know About Long-Term Care?

Long-term care. When those three words are spoken, what comes to mind? Many make the common association with a nursing home. Others may mistakenly think that they are already covered for related long-term care matters through their health insurance or disability income policy, or they think that the government will pay for their services. [...]

“Changes”

Long term care insurance provides dollars to pay for needed care in the home or facility settings in the event of an extended illness or accident. It is assistance provided to loved ones because of their inability to perform the normal activities of daily living due to an illness, injury, or progressive cognitive impairment [...]

2025-02-26T17:40:28-05:00February 26th, 2025|David Haynes, Insurance|

Creating a Fulfilling Future

As a life coach for seniors, I frequently have conversations with folks who are thinking about retiring, moving from one home to another, and, of course, creating new roles and adventures. I have these conversations with individuals, but also in groups, when participants can share their concerns and ideas, and support each other. [...]

2024-12-10T06:20:43-05:00November 11th, 2024|Dr. Cheryl Greenberg, Planning for the Future|

Long Term Care Extended Planning “Celebrating Our Summers”

Celebrating our traditions of summer with cookouts, vacations and long nights gives us a joy of grateful fortune, an outlook of success, a bright future, and happiness in the days ahead. Many are not able to enjoy these celebrations due to some of the realities of life that are not so pleasurable. We’ve always been told by our elders, not to take life for granted. Respect and enjoy the freedoms given to us. If we plan for our tomorrows, that often involves insurance that help us manage events that could otherwise have catastrophic financial consequences. [...]

2024-09-18T15:04:13-04:00September 1st, 2024|David Haynes, Insurance|

Plant the Seed

Planning often involves reviewing insurance programs that help us manage events that could otherwise have catastrophic financial consequences. One of the most important conversations to have with family members is Long Term Care Planning. As we age, our bodies begin to require certain assistance for us to function. Long term care is assistance provided because of the inability to perform activities of daily living due to an illness, injury, or progressive cognitive impairment. [...]

2024-07-15T16:48:02-04:00July 15th, 2024|David Haynes, Insurance|
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