David Haynes, CLTC, is an independent insurance broker specializing in long-term care insurance planning.
Three Words Families Want to Hear … “I Love You”
"Long term care" - Three words that can change a family forever. Long term care is not a place. It's an event that can happen to anyone, anytime, and anywhere. Long term care is assistance provided to loved ones because of their inability to perform activities of daily living due to an illness, injury, or progressive, sudden, cognitive impairment such as dementia or Alzheimer’s. [...]