David Haynes

David Haynes, CLTC, is an independent insurance broker specializing in long-term care insurance planning.

Advice: What You Say Matters!

I am honored to write a few thoughts about extended care planning each quarter. The objective of my column is to equip you, the reader, to prepare for an unannounced health event leading to a short or long term care event that could potentially have huge consequences to your retirement plan. Sometimes it’s only one reader whose comments make it all worth the effort. [...]

2023-07-24T16:08:34-04:00July 24th, 2023|David Haynes, Insurance|

Three Words Families Want to Hear … “I Love You”

"Long term care" - Three words that can change a family forever. Long term care is not a place. It's an event that can happen to anyone, anytime, and anywhere. Long term care is assistance provided to loved ones because of their inability to perform activities of daily living due to an illness, injury, or progressive, sudden, cognitive impairment such as dementia or Alzheimer’s. [...]

2023-06-04T19:05:26-04:00May 26th, 2023|David Haynes, Insurance|

Remembering Marion and “The Masters”

Dave Loggin’s theme song, “Augusta” has graced “The Masters” Golf Tournament television special over the years with its easy piano & guitar duet melody. Whether you are a golfer or not, this reverent, reflective tune reminds me of spring, perhaps closing a chapter on winter issues that dissolve in the beauty of a new season. [...]

2022-08-17T15:55:16-04:00March 16th, 2021|David Haynes, Insurance|
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