When it comes to retirement planning, never before have so many things been so much in flux: the job market, the stock market, and the entire world economy. It is anybody’s guess at how Social Security and Medicare might change. According to Consumer Reports Money Adviser, this is one of those situations in life where there are things we can [...]
Wayne Goodwin is North Carolina Insurance Commissioner The details, options and deadlines surrounding Medicare Part D Prescription Drug Plans still confuse many people. Some Medicare beneficiaries may have kept their PDP simply so you wouldn’t have to worry about the six-week annual election period. However, they may have now discovered that some of the drugs that were covered last year [...]
Planning a funeral is a complicated process which is made even more difficult by the emotional stress that accompanies the death of a loved one. Fortunately, many of the arrangements can be made ahead of time, which will decrease the burden on those left behind. The time to start thinking about it is when it’s unlikely to happen any time [...]
Linda P. Erickson Linda P. Erickson, CFP®, is the president of Erickson Advisors and a registered principal offering securities through Cetera Advisor Networks, LLC, 336-274-9403 [email protected]. In every Presidential election year I get calls from investors worried about a potential negative impact to their portfolios due to the impending election. Please note: both sides express concerns, just in different [...]
Anyone, at any age, who experiences even a minor bump to the head from an accident or fall can suffer a concussion, a type of mild traumatic brain injury that is a serious medical condition that can effect the way the brain works. A person with a concussion needs to see a medical professional for evaluation and treatment. Concussion Signs [...]
– From an article by John Murawski, Raleigh News and Observer Juanita King, an 81-year-old grandmother, logged nearly five weeks at WakeMed Hospital since October after her breathing became so labored she had trouble walking.Weakened by a failing heart and obstructed lungs, she was at her Clayton home less than two weeks before returning to WakeMed for another round of [...]
Ron Gaskins, Associate Director of the Northwest Community Care Network, is completing a Doctorate of Health Administration from Central Michigan University. Within healthcare reform there has been significant discussion regarding hospital readmissions. This has become a key indicator for not only the health of patients but the quality of care at transitions. The Centers for Medicare & Medicaid Services has [...]
The NC Department of the Secretary of State Securities Division regulates the offer and sale of investments in the state of North Carolina. Major responsibilities include: • Administering and enforcing the NC Securities Act • Screening and registering securities offerings • Screening and licensing brokerage firms and their representatives • Registering investment advisers and their representatives • Reviewing investor complaints [...]
Edward Griggs is a Partner, Tax, Trust, and Estate Group, with Womble Carlyle Sandridge and Rice LLP Dealing with retirement benefits in an estate plan may at first appear simple, but can often be wrought with traps for the inexperienced. The retirement plan participant, or his or her attorney, may focus solely on avoiding probate or minimizing transfer taxes without [...]
Some tips to help alleviate the stress of moving into a retirement community: Total Immersion: After the initial research, go experience the prospective communities. Keep family in the loop: Keep family members involved when moving through the selection process. They provide a strong support system and show both family and staff that their input is valued. Hire a pro: A [...]
