When is the best time to purchase a generator? Before or after you need it? The uncertainty can be uncomfortable because we don’t know the repercussions of a power outage should it last a long time. It certainly gets our attention and upon restoration we realize how important power is. [...]
When leaves begin to change color and we transition into fall, it is a reminder for most seniors to review their Medicare coverage and ask, “Is my plan still working for me or is there another option that would serve my needs better or save me more money?” [...]
Do you feel a little bit like you’re playing a guessing game when you try to pick a Medicare Advantage plan? The choices can be confusing. Which plans do your doctors accept? Which have the best customer service? Are your prescription medications covered? Which supplemental benefits are the best? [...]
"Hope" is a comforting word that often gives us peace and calmness. It sometimes stirs emotions of confidence about our future. One of the most popular lines in the 1994 movie classic "The Shawshank Redemption" says, “Hope is a good thing, maybe the best of things, and no good thing ever dies." [...]
What’s the difference between a Medigap (Medicare Supplement) or Medicare Advantage Plan? What’s my “best” option? First of all, most everyone should consider choosing either a Medigap or Medicare Advantage Plan because Original Medicare (Parts A & B) does not cover 100 percent of healthcare costs. Without an additional plan [...]
Part of the fun at the end of a meal is reading the fortune cookie. We can’t resist opening that small, floured, delectable cookie to reveal its messages of fortune, predicting success, a bright future, happiness, and pleasures in the days ahead. What the cookie will not tell us is [...]
If you are turning 65 within the next nine months, then you have some very important decisions to make about Medicare coverage. Do you understand the new alphabet and your ABCs and D? If you qualify for A, then you have the option to purchase B. You must have A [...]
"May your troubles last as long as your New Year's resolutions." There is much truth in the above catch line isn’t there? How often we fail to follow through on the very things that could make such a difference in our lives and the loved ones around us. May 2019 [...]
Three words families want to hear are “I love you.” Three words families don’t want to hear are “long-term care.” But these are words that many families learn the hard way when a loved one’s extended care event begins. Long term care is assistance provided to loved ones because [...]
The services of SHIIP, the Seniors’ Health Insurance Program of the North Carolina Department of Insurance, are not only for people aged 65 and older. SHIIP also provides free counseling about Medicare to people on Medicare due to a disability. Before you can receive Medicare due to a disability, you must have received Social Security Disability Insurance for a period [...]
